Area of Specialization


 The retired or income dependent investor

There are, generally speaking, technically two different ways to utilise capital that is allocated to having to pay an income. This is apart from the numerous different unit trust funds that might be chosen inside a typical living annuity product wrapper on offer by the numerous different investment or insurance companies. I will present an investor with these two options and allow them to make an informed choice. I will also discuss further options that might be available.