Invest Philosophy

Absolute independance is non-negotiable. Find out more…


Strategies for different volatilities

We have the following domestic and foreign strategies:

  1. A Local Conservative two to three year strategy with low to medium volatility.
  2. A Local Balanced three to five year prudential strategy, medium volatility.
  3. A Local Aggressive six year plus high volatility, pure equity strategy.
  4. A Foreign Conservative Strategy.
  5. A Foreign Balanced Strategy.
  6. A Foreign Aggressive Strategy.

In all of the above cases, any specific fund design can be given an increased or decreased level of volatility by selecting a fund in the respective higher or lower strategy to be included in the dominant chosen strategy.

For Income Dependent Investors, we either use funds and asset managers specializing in this sector or we create a fund strategy specifically for a client.


Choice of Asset Managers

The choice of asset manager used is very important as this is where your money is given the opportunity to be manipulated and to grow.

The choice of asset manager used is very important as this is where your money is given the opportunity to be manipulated and to grow.  All asset management companies that we use must:

  • Be independent in their thought processes.
  • Preferably be independent businesses not owned or controlled by banks or insurances houses.  If not, they must be able to be independent in their management styles.
  • Have set house views and buy lists that do not change just because a fund manager might leave or join the team.
  • Not be subject to month end price manipulations.
  • Be totally transparent in terms of processes and costs.
  • Be willing to be subjected to our due diligence processes.

Lakeside Investors Group

A small group of Independent Financial Advisors and Planners who have created a common investment strategy based on sound, ethical business practices and careful research.

A General Introduction

Who are we?

A small group of Independent Financial Advisors and Planners who have created a common investment strategy based on sound, ethical business practices and careful research.

Our strategy provides us with the following benefits for our clients:

  • A Peer Reviewed Process.
  • The thinking has already been done.
  • No extra layer of fees that occur in typical fund of fund structures.

Our process continues through:

  • Monthly meetings at which the members challenge and agree upon the strategy or changes.
  • Regular attendance of the presentations offered by the fund managers used in our strategy.
  • A constant awareness of compliance requirements and due diligence towards our clients.

Investment channels and processes:

  • All investments are through Asset Managers. Unless it is in the absolute interest of the client, no investments are placed through life insurance company channels.
  • Money is invested directly with these Asset Managers or through Linked Investment Service Providers (LISPs) into the funds of the underlying Asset Managers.
  • Fund mandates are matched to investment strategy timelines and multiple funds are used in each strategy with equal or decisive splits into each fund.

We have the following domestic and foreign strategies:

  1. A Local Conservative two to three year strategy with low to medium volatility.
  2. A Local Balanced three to five year prudential strategy, medium volatility.
  3. A Local Aggressive six year plus high volatility, pure equity strategy.
  4. A Foreign Conservative Strategy.
  5. A Foreign Balanced Strategy.
  6. A Foreign Aggressive Strategy.

In all of the above cases, any specific fund design can be given an increased or decreased level of volatility by selecting a fund in the respective higher or lower strategy to be included in the dominant chosen strategy.

For Income Dependent Investors, we either use funds and asset managers specializing in this sector or we create a fund strategy specifically for a client.

Each advisor maintains his own independence in terms of fees/commission structures and is able to independently modify any plan if not quite suited to the specific clients needs.