Weekly Thoughts 10 April 2015

Here’s an investment thought – why not invest everything in equities? If your product space allows for it that is. [Equities are shares of listed companies on stock markets] Equities are believed to be risky. They are not. Property is believed to be safe. Not necessarily. Cash: choose a good bank. Our spending patterns send most of our money into good listed companies.

Sure, we need to choose a good investment manager who can manage these equities. If an equity manager said to me that they’d give me a return of 17.5% per annum total return over 10 years while my money was safer than being in cash, I would have taken it. This would be good enough for most of us.

Well, I have most of you in this fund to some extent and in some way or other.