Weekly Thoughts December 2012

“The sail, (of a yacht) the play of its pulse so like our own lives: so thin and yet so full of life, so noiseless when it labours hardest, so noisy and impatient when least effective.” – Henry David Thoreau

Well I have now finished experiencing my first disability claim and the client received a payment.  I was very happy about that.  What I have learnt is that the paperwork must be patiently and properly done.  That the wheels that must turn will not begin considering the claim unless everything is in and correctly in.  Which I actually understand.  That lots of information and supporting documents are required and also understandably so.  It’s a process that is rigorous but so welcome for the client when it is honoured.  And it’s a grudge payment until it saves our lives.  But I suppose that’s what insurance is.  I am currently submitting three short-term insurance claims: I lost my prescription glasses while travelling, my desktop computer at home got fried by lightening in a massive storm 9 days ago and I hit a ‘middle-mannetjie’ with my car and damaged the exhaust pipe.  It’s often doing something silly that results in a claim.

It’s also extra silly-season on the roads right now.  We need to slow ourselves down and assume that everyone else will do something silly.  It’s now a given in my town that after a traffic light turns red, there will still be one more car to go through the intersection.  A paddling mate crashed into that one car a couple of weekends ago coming down for training at 6am on a Saturday.  His bakkie was smashed, the taxi was smashed but he was OK.  Did I just generalize a group of drivers there?  Better not to have to claim on insurance than have to claim.