Today is that dark day when many people go shopping for things they don\u2019t need with money they don\u2019t have. It\u2019s a have-to-do thing for many I suppose. The feeling of \u2018I\u2019ll miss out\u2019 is very overpowering for some. If it is something you really would use or need anyway, then that\u2019s good.<\/p>\n\n\n\n
The slogan that always bother me, is: \u2018Buy this for only R1,999 and save R500.\u2019 We don\u2019t save by spending. It doesn\u2019t make sense. You didn\u2019t save it – you simply didn\u2019t spend it.<\/p>\n\n\n\n
But how it is possible – to save the savings if you really needed to buy that thing – is to actually ensure you put that R500 somewhere, because you would have spent it on this thing when the price was higher. So move another R500 into your home loan account, or put it into your motorcar HP, or let\u2019s add it to one of your investments, or continue to build the cash you keep in a savings account for emergencies. These things would be saving the savings.<\/p>\n\n\n\n
The biggest winners today are probably the banks, because so many folk will shop with money they don\u2019t have, meaning they spend on their credit cards, which is borrowing money from the bank who then charge us interest.<\/p>\n\n\n\n
Me\u2026 I don\u2019t do crowds or queues very well. So I\u2019ll just hide indoors today and avoid the shops.<\/p>\n","protected":false},"excerpt":{"rendered":"
Today is that dark day when many people go shopping for things they don\u2019t need with money they don\u2019t have. It\u2019s a have-to-do thing for many I suppose. The feeling of \u2018I\u2019ll miss out\u2019 is very overpowering for some. If it is something you really would use or need anyway, then that\u2019s good. The slogan … Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-175","post","type-post","status-publish","format-standard","hentry","category-weekly-thoughts"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/kevinmurray.co.za\/index.php?rest_route=\/wp\/v2\/posts\/175","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kevinmurray.co.za\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kevinmurray.co.za\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kevinmurray.co.za\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kevinmurray.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=175"}],"version-history":[{"count":1,"href":"https:\/\/kevinmurray.co.za\/index.php?rest_route=\/wp\/v2\/posts\/175\/revisions"}],"predecessor-version":[{"id":176,"href":"https:\/\/kevinmurray.co.za\/index.php?rest_route=\/wp\/v2\/posts\/175\/revisions\/176"}],"wp:attachment":[{"href":"https:\/\/kevinmurray.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=175"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kevinmurray.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=175"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kevinmurray.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=175"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}